Company Summary
TISCO TISCO FINANCIAL GROUP PUBLIC COMPANY LIMITED
Financials/Banking
SET50 / SETHD / SETTHSI
CG Report:   
 
  Data as of 09 Dec 2022  
Price (B.) 52 Week High/Low P/E (X) P/BV (X) Paid-up (MB.) Market Cap (MB.)
98.25 101.50 / 86.00 10.91 1.92 8,006.46 78,663.43
News
Date/Time Subject
01 Dec 2022 08:49   Report on the results of the Exercise of preferred stock (F53-5)
14 Nov 2022 12:31   Management Discussion and Analysis Quarter 3 Ending 30 Sep 2022
14 Nov 2022 12:30   Financial Statement Quarter 3/2022 (Reviewed)
14 Nov 2022 12:30   Financial Performance Quarter 3 (F45) (Reviewed)
11 Nov 2022 17:03   Summary Statement of Assets & Liabilities of TISCO as of October 2022
more

Company Profile
Address No. 48/49 TISCO Tower, Fl.21, North Sathorn Road, Silom Sub-district, Bangrak District Bangkok 10500
Telephone 0-2633-6888
Fax 0-2633-6880
URL http://www.tisco.co.th
  Annual Report 2021
Establish Date 22/08/2008 Listed Date 15/01/2009
IPO Price (Baht) N/A
IPO Financial Advisory
  • ADVISORY PLUS CO., LTD.
    		•
    Par 10.00 Baht
    Last Par Change N/A

    Business
    The Company is holding company of TISCO Group which TISCO Bank is its core business. TISCO Bank engages in banking business with service areas including retail and SME lending, corporate lending, retail deposit, private banking, bancassurance, cash management and custodian services.

    Free Float 14 Mar 2022 10 Mar 2021
    % /Shareholders
    77.42% 43,737 75.18% 32,450
    Foreign Shareholders 45.42% (As of 09/12/2022) Foreign Limit 49.00%
    NVDR Shareholders  11.81% (As of 09/12/2022)
    5 Yr Price Performance (Adjusted Price)
    Price Performance (Adjusted Price) Compare to Stock (%) Compare to Sector (%) Compare to Market (%)
    5 Days 0.51 1.47 2.08
    20 Days 1.81 3.70 1.77
    60 Days 6.22 6.68 8.28
    120 Days 9.17 9.92 10.39
    YTD 2.34 12.12 4.52
    P/E (X) 10.91 8.56 17.64
    P/BV (X) 1.92 0.69 1.60
    Turnover Ratio (%) 0.23 0.08 0.56

    Top 10 Shareholders(@03 May 2022) Share %
    1. บริษัท Thai NVDR Company Limited 81,669,652 10.20
    2. CDIB & PARTNERS INVESTMENT HOLDING PTE.LTD. 80,065,320 10.00
    3. SOUTH EAST ASIA UK (TYPE C) NOMINEES LIMITED 46,898,608 5.86
    4. TOKYO CENTURY CORPORATION 39,482,767 4.93
    5. STATE STREET BANK AND TRUST COMPANY 39,114,795 4.89
    6. STATE STREET EUROPE LIMITED 27,667,847 3.46
    7. SOUTH EAST ASIA UK (TYPE A) NOMINEES LIMITED 19,631,951 2.45
    8. สำนักงานประกันสังคม 13,862,530 1.73
    9. THE BANK OF NEW YORK MELLON 9,828,800 1.23
    10. นาง ดวงใจ วลัยเสถียร 9,656,500 1.21

    Management Position
    1. Mr. PLIU MANGKORNKANOK CHAIRMAN / INDEPENDENT DIRECTOR
    2. Mr. SAKCHAI PEECHAPAT CHAIRMAN OF EXECUTIVE BOARD / CHIEF EXECUTIVE OFFICER / DIRECTOR
    3. Mr. DUNG BA LE VICE CHAIRMAN
    4. Mrs. ANGKARAT PRIEBJRIVAT DIRECTOR
    5. Mr. SATHIT AUNGMANEE DIRECTOR
    6. Mr. CHI-HAO SUN DIRECTOR
    7. Mr. SATOSHI YOSHITAKE DIRECTOR
    8. Mr. METHA PINGSUTHIWONG DIRECTOR
    9. Mr. KANICH PUNYASHTHITI INDEPENDENT DIRECTOR
    10. Mrs. PONGPEN RUENGVIRAYUDH INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    11. Miss PENCHUN JARIKASEM INDEPENDENT DIRECTOR / CHAIRMAN OF THE AUDIT COMMITTEE
    12. Mr. SILLAPAPORN SRIJUNPETCH INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    Accumulated: Turnover Ratio, Value Trade/Day
    Statistics YTD
    09 Dec 2022    		 2021
    30 Dec 2021    		 2020
    30 Dec 2020
    Listed share (M.) 800.65  800.65  800.65 
    Market Cap (MB.) 78,663.43  76,861.98  70,857.14 
    Price (B./share) 98.25  96.00  88.50 
    BVPS (B./Share) 51.24  49.22  47.26 
    P/BV (X) 1.92  1.95  1.87 
    P/E (X) 10.91  11.60  11.26 
    Turnover Ratio (%) 127.06  166.30  220.76 
    Value Trade/Day (MB.) 425.61  513.27  556.80 
    Beta 0.41  0.52  0.89 
     
    Rate of Return YTD  2021  2020 
    Price Change (%) 2.34  8.47  -10.83 
    Dividend Yield (%) 7.28  6.56  8.76 
    Payout Ratio 0.79  0.76  0.99 
    Dividend Policy Approximately 50% or more of net profit of each year, after appropriation of statutory reserve, subject to the current Company financial performance, long-term capital adequacy (with additional conditions)

    Dividend
    Operation Period Dividend/Share Unit Payment Date Type
    01 Jan 2021 - 31 Dec 2021 7.15 Baht 19 May 2022 Cash
    01 Jan 2020 - 31 Dec 2020 6.30 Baht 17 May 2021 Cash
    01 Jan 2019 - 31 Dec 2019 7.75 Baht 08 May 2020 Cash
     
    Auditor
    (Effective Until 31/12/2022)
    MISS RATANA JALA/EY OFFICE LIMITED
    Miss Somjai Khunapasut/EY OFFICE LIMITED
    Miss WANWILAI PHETSANG/EY OFFICE LIMITED
    		F/S Year ended 31/12
    Latest Type of Report Unqualified opinion
    Financial Data
    Statement of Financial Position (MB.) 9M/2022 
    (01/01/22 
    -30/09/22)     		 9M/2021 
    (01/01/21 
    -30/09/21)     		 2021 
    (01/01/21 
    -31/12/21)     		 2020 
    (01/01/20 
    -31/12/20)     		 2019 
    (01/01/19 
    -31/12/19) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Consolidate
    Cash 979.79 1,052.74 1,103.42 1,220.21 1,102.56
    Interbank & Money Mkt. - Net 34,336.66 27,077.08 30,489.21 38,212.03 45,300.14
    Investment Net 6,211.76 11,012.96 8,042.76 12,931.20 10,176.63
    Net Loans and Accured Int. 203,871.62 194,252.73 192,922.00 215,946.17 234,514.43
     - Loans & Receivables 213,187.73 204,408.14 202,949.67 - -
     - Allowance For Expected Credit Loss 11,014.67 11,975.49 11,740.17 - -
    Assets Forclosed-Net 97.65 173.80 120.52 29.67 18.43
    PP&E Net 2,778.33 2,811.11 2,780.56 2,921.74 2,984.15
    Total Assets 255,937.92 244,634.71 243,621.93 275,443.21 298,304.09
    Deposits 182,539.75 168,813.47 166,541.93 203,472.83 216,084.55
    Debts Issued And Borrowings 15,136.92 14,961.92 14,961.92 12,825.92 25,016.92
    Other Liabilities 8,739.36 9,408.50 7,940.06 9,369.11 9,825.77
    Total Liabilities 214,912.35 205,224.62 202,421.55 235,981.13 259,107.98
    Authorized Capital 8,007.03 8,007.03 8,007.03 8,007.03 8,007.03
    Paid-Up Capital 8,006.56 8,006.56 8,006.56 8,006.56 8,006.56
     - Preferred Shares 0.10 0.10 0.10 0.10 0.10
     - Ordinary Shares 8,006.46 8,006.46 8,006.46 8,006.46 8,006.46
    Treasury Shares - - - - -
    Shares Of The Company Held By Subsidiaries - - - - -
    Other Surplus (Deficit) - - - - -
    Premium (Discount) On Share Capital 1,018.41 1,018.41 1,018.41 1,018.41 1,018.41
    Retained Earnings (Deficit) 30,174.59 28,556.49 30,344.04 28,596.06 28,357.08
    Shareholders' Equity 41,022.05 39,406.65 41,197.09 39,458.94 39,192.98
    Minority Interest 3.53 3.43 3.29 3.14 3.13
    more
    Statement of Comprehensive Income (MB.) 9M/2022 
    (01/01/22 
    -30/09/22)     		 9M/2021 
    (01/01/21 
    -30/09/21)     		 2021 
    (01/01/21 
    -31/12/21)     		 2020 
    (01/01/20 
    -31/12/20)     		 2019 
    (01/01/19 
    -31/12/19) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Consolidate
    Interest Income 10,927.30 11,174.32 14,791.68 16,756.71 17,881.21
    Interest Expense 1,537.97 1,822.07 2,331.86 3,659.00 5,088.80
    Net Interest Income 9,389.34 9,352.26 12,459.83 13,097.71 12,792.41
    Fees & Service Income 4,053.63 4,303.15 6,130.36 5,459.69 6,510.97
    Fees And Service Expenses 340.64 408.13 514.99 313.66 325.75
    Net Fees And Service Expenses 3,712.99 3,895.02 5,615.37 5,146.03 6,185.22
    Dividend Income 72.98 65.37 69.61 - -
    Gains (Losses) on Investments 1.53 5.30 6.28 12.37 6.82
    Interest Income (Expense) From Financial Assets And Liabilities Designated At Fair Value 33.34 458.64 403.83 - -24.23
    Other Operating Expenses 6,376.98 6,103.16 8,279.19 8,011.82 9,270.79
     - Personnel Expenses 4,558.68 4,223.25 5,727.01 5,288.35 6,410.36
     - Premises & Equip Expenses 1,008.76 1,001.15 1,338.72 1,272.88 1,304.85
    (Reversal Of) Expected Credit Losses 343.84 1,652.38 2,063.98 3,330.60 1,109.10
    Net Income before Tax 6,740.57 6,238.24 8,492.76 7,561.52 9,055.75
    Net Profit : Owners Of The Parent 5,417.35 4,990.01 6,784.59 6,063.48 7,270.23
    EPS (B.) 6.77 6.23 8.47 7.57 9.08
    more
    Statement of Cash Flow (MB.) 9M/2022 
    (01/01/22 
    -30/09/22)     		 9M/2021 
    (01/01/21 
    -30/09/21)     		 2021 
    (01/01/21 
    -31/12/21)     		 2020 
    (01/01/20 
    -31/12/20)     		 2019 
    (01/01/19 
    -31/12/19) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Consolidate
    Operating Cash Flow 4,641.89 5,753.07 2,937.47 18,918.06 37,180.95
    Investing Cash Flow 1,608.64 -688.92 2,245.68 -2,463.58 -665.76
    Financing Cash Flow -6,374.17 -5,231.61 -5,299.93 -16,336.83 -36,604.43
    Net Cash Flow -123.63 -167.47 -116.78 117.65 -89.24
    more
    Annualized: ROE, ROA
    Ratios 9M/2022  9M/2021  2021  2020 
    ROE (%) 17.93 17.16 16.82 15.42
    ROA (%) 4.41 4.17 4.17 3.91
    Net Profit Margin (%) 35.49 31.69 31.91 26.52
    Net Interest Margin (%) 0.05 0.05 0.05 0.05

    Information only PP, PO, XR and XD
    Capital Movement (Last 3 Year)
    Date CA Type Changed paid up share Paid up share Par
    No Information Found

    Growth Rate (%) 9M/2022  9M/2021  2021  2020 
    Loan Growth 4.95 -10.03 -10.66 -7.92
    Deposit Growth 8.13 -17.55 -18.15 -5.84
    Net Profit Growth 8.56 12.72 11.89 -16.60


    Trading Sign (Latest)
    Trading Alert Posted Date Lifted Date
    No Information Found

    Market Alert (Latest)
    No Information Found
    more

    Only Preferred Share and Warrants
    Other Securities
    Securities Name TISCO-P, TISCO-P-R

    Remark - Calculated from adjusted price
      - Presented and calculated from the consolidated statement and displayed as cumulative quarterly statement by fiscal year (Company statement will be presented and calculated incase consolidated statement is not available.)
      - The information is quarterly updated within 7 business days after the new financial statement is submitted.
      -
         		 Information on the financial statements is presented according to the information that the listed companies submit on that period. The investors should study additional information from the companies' financial statements since some companies may restate the comparing financial statements on the latest financial statements.
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